It’s more like a trade diary. When you write stuff down you tend to remember it.

You can have a free web site like me. Go to and you can get a free subdomain. You can have, if someone else hasn’t grabbed it yet.

I uploaded a WordPress theme. It’s for bloggers, very easy to add pages and posts and you don’t really need a lot of html coding knowledge… is all me. I built it using a WordPress theme, very easy to add posts and pages.

I built the IRA trackers to track dividends. I want to know what the stuff I own pays, month-to-month. One day I’ll be withdrawing the dividends for income so I need to know. It’s all very real. I do not want to have to sell any shares, just withdraw the dividends. Right know every time something pays a dividend it automatically goes to buy more shares. That’s why you see, for example, MPW 160/170. 160 is what the share count was at the beginning of the year and 170 is the current share count. With Fidelity they will buy shares and fractional shares with dividends and it is no charge.

P1 is my IRA portfolio and P2 is my wife’s. I rolled over old 401k’s in late 2015.




I wish someone would have told me what I’m about to tell you, when I was your age.

It’s a crime to get to my age, 57, and find you can’t retire when you hit 63. You’ve been working hard for 50 years but you never really saved anything and now what???

A 25 year old making $3,284 a month ($821 per week) who can save just 13.5% of that income can retire with 1 million dollars at age 65. The run down here.

Age/income/savings percentage/rate-of-return/retirement age/ the are all variables.

It really started for me a few years ago when Coke bought CCR to “align processes”. More like the board of directors got filthy rich, but that’s another story for a later date…

Coke announced, with the purchase of CCR, that us employees who held CCR stock in their 401k’s would get 2 shares of KO, the stock ticker for the Coca-Cola Company’s stock, for every share of CCR stock they held. Two for one because they both sold for about the same and Coke was splitting their shares. KO, at the time, was selling for $78 per share and after the split it was about $37. Also Coke announced that the new 401k Company match was to begin giving KO shares, thus making every employee a shareholder. Before that, the CCR company match went into whatever fund you happened to have selected.

So I had no idea what I should do. I didn’t have an allocation in my 401k for CCR stock, should I buy some so after the sale I would have some KO stock, after all I’m going to be getting some KO anyway because the company match is now going to be in stock.

Poking around on the Internet I found out Warren Buffet owns 4 million shares of KO stock. WHY??? Because it’s pure income.

KO pays a quarterly divided. Coke has raised it’s stock dividend every year for 54 years in a row making it a Dividend King. One of 20, or so, companies on the list. Dividend Aristocrats, 25 years of straight yearly INCREASES.

In 2017 KO payed $0.37 per share. Warren made $1,480,00 four time last year. He made almost 6 million dollars in cash in 2017 just because he owned KO stock. I want to be a mini-Warren so back then I sold some stuff to buy 200 shares of CCR stock so after the sale I had about 400 shares of KO stock. I changed my allocation to buy KO stock and now have 1027 shares, which pays a pretty good quarterly dividend.

I rolled over an old 401k from a previous employer into an IRA in late 2015, my wife too. There is a drop-down menu on the right sidebar, and bottom, of the site. P1 is my IRA and P2 is Cindy’s. I track the dividends because I need to know what the income (dividends) these things generate.

Most of the things I bought are for a specific reason. There are links in the Diary, sites like Seeking Alfa and Motley Fool. I got an education and rely on recommendations from smarter people than myself. Whats a CEF, ETF, or REIT.

Anyway I thought a little background was needed. Good luck and email me if you want at leroybrehm(at)

You want to stay dept free, put enough in the 401k to get the company match, max out your Traditional IRA allocation, then open a Roth IRA to put whatever, if anything, is left.