2015 IRA Portfolio 2

2015 Dividend Tracker IRA Portfolio #2
Click Here to see Portfolio Allocation Model 

(Dividends go to cash and additional shares in the
core portfolio are purchased on the 1st of each month.)

US Funds

Allocation Ticker Number
Of Shares
JAN FEB MAR APR MAY JUNE JULY AUG SEPT OCT NOV DEC Total
Dividends
Position Sold At A Profit or Loss
10% USMV 31 $125.19 $125.19 _______ $125.19 _______ $125.19 $125.19 _______ $125.19 $125.19 $8.16  $8.16
10% DVY 17 _______ _______ _______ $11.78 $11.78
  5% FLGEX 164 $125.19 $70.77 $195.96
  5% FLPSX 86 $293.21 33.26 $326.47

US Real Estate

Allocation Ticker Number
Of Shares
JAN FEB MAR APR MAY JUNE JULY AUG SEPT OCT NOV DEC Total
Dividends
Position Sold At A Profit or Loss
5% FRIFX 221 $125.19 $125.19 _______ $125.19 $125.19 _______ $125.19 $125.19 _______ $125.19 $125.19 $56.25 $56.25 $125.19
5% FREL 0  _______ _______ _______ _______

Non-US Funds

Allocation Ticker Number
Of Shares
JAN FEB MAR APR MAY JUNE JULY AUG SEPT OCT NOV DEC Total
Dividends
Position Sold At A Profit or Loss
5% IFGL 46 $125.19 $293.21 _______ $125.19 $293.21 _______ $293.21 $293.21 _______ $293.21 $293.21 $7.81 $7.81
5% EFAV 10 _______ _______
5% IDV 47 _______ _______ _______ $18.98  $18.98
5% GLFOX 171 _______ _______ _______ $145.79  $145.79

Bonds

 Allocation Ticker Number
Of Shares
JAN FEB MAR APR MAY JUNE JULY AUG SEPT OCT NOV DEC Total
Dividends
Position Sold At A Profit or Loss
15% FNMIX 453 $34.96 $30.94 $35.37_ $33.95_ $32.92_ $27.65_ $29.52_ $30.78_ $30.23_ $31.73_ $29.41 $30.97  $378.43
10% PFF 45 _______ _______ $1.19 $2.28 $3.49 $4.35 $5.47 $7.42 $6.92 $7.68 $6.78 $21.55  $74.38
15% FAGIX 267 $26.25 $23.58 $30.54 $32.77 $29.38 $41.65 $22.37 $22.29 $20.94 $21.91 $6.37 $11.86  $289.91

High-Risk High-Yield Funds

Allocation Ticker Number
Of Shares
JAN FEB MAR APR MAY JUNE JULY AUG SEPT OCT NOV DEC Total
Dividends
Position Sold At A Profit or Loss
0% CEFL 100  $25.69_  $11.06_  $17.02_  $16.37_  $15.48_  $35.37_  $32.59_  $30.19_  $29.38_  $30.37_ $25.65 $27.18 $326.72
0% MORL 50 $47.45 $3.71 $3.01 $44.29 $6.43 $6.48 $39.27 $5.93 $2.45 $33.51 $6.86 $2.13 $235.03
0% SLVO 84 $17.46 $20.02 $11.84 $5.49 $3.89 $8.07 $5.97 $7.23 $9.98 $10.33 $14.42 $13.92 $128.62
0% YMLP 163 $57.00 $52.50 $46.50 $45.88 $201.88
0% YYY 100 $16.00 $16.00 $16.00 $16.00 $16.00 $16.00 $16.00 $16.00 $16.00 $16.00 $16.00 $16.00 $192.00
0% REM 235 $45.14 $71.89 $63.64 $63.21 $243.88
0% KNOP 88 _____ _____ _____ _____
0% ISD 100 $23.81 $12.25 $12.25 $12.25 $12.25 $12.25 $12.25 $12.25 $11.00 $11.00 $11.00 $11.00 $153.56
0% KBWD 100 $17.91 $17.03 $16.71 $17.78 $16.80 $16.00 $15.36 $14.83 $15.50 $12.25 $13.71 $12.98 $186.86
0% FSRFX 84 $52.33 $407.13 $459.46

Monthly Portfolio And Dividend Totals

Allocation JAN FEB MAR APR MAY JUNE JULY AUG SEPT OCT NOV DEC Running Total Year End
Dividend & Capital Gains Totals $209.53 $191.51 $188.97 $358.70 $189.14 $239.71 $178.80 $193.42 $499.25 $174.78 $176.08 $970.73 $3,570.70
Portfolio Balance $52,201 $54,219 $53,625 $54,223 $54,109 $52,586 $52,824 $50,672 $52,384  $55,271  $48,577.83
Deposits $1,902

In October I sold 3 funds and part of a 4th, for a small profit: FLGEX, FAGIX, GLFOX, and FLPSX.

This generated a $20,000 cash balance. I then withdrew $6,000 to give us enough cash to purchase a second house to rent out. We needed a 20% down-payment plus closing costs. The tax hit on the early withdraw is offset by the $6,500 I contributed to my IRA and the 10% early withdraw penalty is offset by the dividends the portfolio generated.

I then took the remainder of the balance and repurchased the same funds at the minimum $2,500 investment requirement along with the other International funds I had no open positions in yet. This will also balance the portfolio quicker. I also added one more high-yield stock, KNOP. They are the largest oil transfer-tanker Company and at the price I initiated the position in, it pays a 13.1% yield.